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Follow these steps when applying for financial aid:
Financial aid depends on a number of factors: how many children you have in college at the same time, the school, the availability of loan money, your income and assets, the student's assets, your family's medical bills, and a host of other variables.
IMPORTANT NOTE: If you take out a home equity loan and you deposit the loan proceeds in a bank account, you will have to include that bank account on your financial aid application. This may reduce your chances of getting financial aid.
SUGGESTION: The less income you legally show on the application, the more aid for which you may qualify. As of October 1, 2016, the base year for calculating income is the full calendar year that begins during the sophomore year of high school (last half of sophomore year and first half of junior year). Plan to minimize your income during the base year.
Securities and Investment Advisory Services are offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Insurance products are offered through LPL Financial or its licensed affiliates. Heartland Planning Associates is a trade name of Heartland Bank. Heartland Bank and Heartland Planning Associates are not a registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured Heartland Bank deposits and are not FDIC insured. These products are not obligations of Heartland Bank and are not endorsed, recommended or guaranteed by Heartland Bank or any other government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The LPL Financial representatives associated with this website may discuss and/or transact securities business only with residents of the following state: Ohio. Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
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